Personal Loan

Personal Loan @ 11.99%

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BookMyLoans is India’s Leading Financial Service Provider. We Help Customers Compare Loans Across Multiple Banks.

 

Thinking of a vacation, a perfect wedding, home renovation or a much desired gadget, you no longer need to wait to realize your dreams. Make life picture perfect with a Personal Loan.

 

 

PERSONAL LOAN AT A GLANCE

1. Rates as Low as 11.99%

2. Minimum Documentation.

3. Flexible Re-payment Options

4. Doorstep service at your comfort.

WHY BOOKMYLOANS?

1. Wide range of product to choose from

2. Guidance throughout the process.

3. Dedicated Relationship Manager.

 

PERSONAL LOAN ELIGIBILITY

Banks provides you with personal loan to fulfill your dreams with minimum documentation.

For Salaried

Age- 22 years – 65 years.

Salaried individuals with minimum monthly income Rs.15,000 (Rs.20,000 for applicants residing in Mumbai & Delhi; Rs.18,000 for applicants residing in Chennai, Hyderabad, Bangalore, Pune & Kolkata; For Others Rs. 12,000)

 

Total Years in Job profession-2 years

Years in current residence- 1 Year (One Day if in a Super A Company).

 

For Self Employed Individuals

Age- 3 years (self employed individuals) and 25 years (for doctors); Maximum age – 65 years

Minimum Turnover- Rs. 40 LAC for Non-Professionals; Rs. 15 LAC for professionals; as per audited financials.

Minimum Profit After Tax- Rs. 2 LAC for Proprietorship Firm/Self employed Individuals and Rs. 1 LAC for Non-Professionals as per audited financials.

Business Stability- In current Business for at least 5 years and minimum 3 years for doctors.

Existing relationship with the bank- Minimum 1 year liability relationship (current or savings account) or Asset relationship (loan) either live or closed in the last 36 months; repayment track as required.

 

 

PERSONAL LOAN DOCUMENTS

 

Documents for Salaried

1. Proof of Identity: Passport / Driving License / Voters ID / PAN Card (any one)

2. Proof of Residence:- Leave and License Agreement / Utility Bill (not more than 3 months old) / Passport (any one).

3. Latest 3 months Bank Statement (where salary/income is credited).

4. Salary slips for last 3 months.

5. 2 Passport Size photographs.

6. List of documents for Self-Employed

 

KYC Documents : Proof of Identity; Address proof; DOB proof.

1. Proof of Residence: Leave and License Agreement / Utility Bill (not more than 3 months old) / Passport (any one).

2. Income proof (audited financials for the last two years). Latest 6 months Bank statement.

3. Office address proof.

4. Residence proof or office ownership.

5. Proof of continuity of business.